UPI KYA HAI ISKE KYA FAYDE HAI ?

 

 

Hello  doston aaj ke article me Hum baat karenge UPI ke baare mein UPI kya hai aur yeh kaise kaam karta hai

 

UPI KYA HAI?

Dosto aaj ke Samay Mein Jab Hum Sabhi apne mobile se ek button k Dabate hi apne payment Ko Kisi  Samne wale ke mobile mein bhej Dete Hain Aur Yeh Sab  direct Hamare mobile ke jariye Hota Hai Isko UPI kehte hain.

Isse Hum turant Apne khate se apni sim card ke jariye paise bhej sakte hai iske liye Hame Kisi Prakar ke net banking ki avashyakta nahi hoti hai UPI ko ekikrit bhuktan Manch bhi Kaha jata hai .

UPI KO Bhartiya bhuktan Nigam aur Bharatiya Reserve Bank ke dwara Shuru Kiya gaya tha jo ki Pradhanmantri Narendra Modi ji ki cashless economy key Koshisho ki taraf Ek accha Kadam tha UPI payment ke Madhyam Se Hum Kisi bhi movie KI  ticket, online shopping, mobile recharge, DTH recharge ,electricity bill payment AAdi chije Palak jhapakte hi kar lete hain Hame UPI payment system se apne daily  ki jarurat ke kaamo me bahut suvidha Mili Hai Pehle Jo kam karne ke liye Hame Kafi Samay lagta tha wo ab Palak jhapakte hi ho jata hai .

2-UPI KAAM KAISE KRTA  HAI

Pehle Jab Hame Kisi Bank ke khate se dusre Bank khate me rupay transfer karne Hote the to Hame Kafi Samay lagta tha Hamare Paas khata number hona chahiye Hame Khata kis Prakar ka hai chalu khata hai bachat khata hai aur Bank IFSC code In saari  cheejo ki jarurat hoti thi.

in saree details ko  Bharna Hota tha aur jo ki phone mein krne me Kafi pareshani Hoti thi Kafi Samay Lag jata tha UPI ko lane ka maqsad Yhi  tha ki hum aasani se ek khate se dusre khate me paise ka len Den kar sake Jis Se Hamare Samay ki bachat ho sake.

Hamari jo kagaj ki Mudra hai usko bhi bachaya ja sake Aur Hum cashless economy ban sake .

UPI  ka prayog karne ke liye aap ko Apne Bank ka UPI based application  ya Anya mobile wallets Jo upi payments based hai unka prayog karna chahiye jaise in mein se phone pe aur Google Tez Pramukh hain aap Paytm Ka bhi prayog upi payment karne ke liye kar sakte hain Google Tez Aap Ko Sidha Aap Ke Khate se kisi doosre U P I use Karne Wale khatkdharak  ke khate me paise transfer karne ki sahooliyat Deta Hai.

ISI tarike se phonepe bhi aapko UPI payment ke Madhyam se kisi doosre UPI users ke khate me paise bhejne Ka Avsar aapko Pradhan karta hai.

UPI  ka Pramukh labh Yeh hai ki aap Kisi bhi Samay Raat Ke Barah Baje ya din ke 2 Baje Char Baje Kisi bhi Samay aap UPI ke Madhyam se paise bhej sakte hain Chahe Sunday ho ya Monday ko Kisi bhi Din chahe tyohaar ki chutti ho ya kuch bhi ho aap UPI k Madhyam Se Kisi Ko Bhi payment bhej sakte hain.

3-UPI ID KAISE BNAYE?

Upi id banane ke liye aap ko sabse pahle upi based application ko install karna hoga application ki link Main Yahan neeche de raha hoon Jisko aap click Karke download kar sakte hain DOWNLOAD NOW

Application Ko download karne ke baad aapko isme register karna hoga register karne ke baad aap ko isme Apna Bank Khata link karna hoga Jo ATM card ki sahayta se link hoga ATM Khata link hone ke baad aapki upi ID ban kar tayar ho jayegi aap apni Manpasand shabdo ko Apni id bana sakte hain aap Chahe to apne mobile number ko bhi apni upi id bana sakte hain.

4- KYA UPI SE PAYMENT KARNA SAFE RAHEGA?

Ji haan UPI payment karne mein aapko Kisi Prakar ki Chinta karne ki koi jarurat nahi hai  Jab Aap UPI payment Karte Hain To Ye two step authentication encrypted Hota Hai Jab tak aap ka sim card aapke phone mein Pada nahi hoga tab tak Koi bhi appke phone se payment nahi kar sakta hai.

Sabse Pehle apko aapka sim card verify krna Hoga  jb aapka sim card verify Ho Jayega tab Aap Ko Ek 4 anko Ka U P I pin generate Karne Ko Kaha Jayega Ye pin aap ko Har Baar transaction karte samay daalna Hoga.

Jab  aap  apna pin daaleng tbhi  aapka transaction hoga UPI me one time password ki koi jarurat nahi hoti hai aap Ko Bas Ek baar apne sim card ko register kar lena hai  aapka  paymen tabhi Hoga Jab aap ka sim card aapke phone mein Paida hoga to aapke UPI ki security bahut majboot hai aur aap Ko Pareshan hone Ki Koi Bhi jarurat nahi hai aap befikar hokar upi transactions kar sakte hain.

5-UPI USE KRNE KE KUCH EXTRA FAYDE

UPI ka use karne ke kuch extra benefits BhI Hai Jaise kuch online sites ya mobile applications UPI ke dwara kiye gye payments ka extra cashback Deti Hai Jaise Apne Kisi sise se 200 rupaye ki shopping Yaa recharge kiya hai to aap ko kuch extra discount ya cashback Jarur milega.

Kuch applications to UPI ke dwara transaction karne par 500 se 600 rupay Prati Mahina Tak Dete Hain bus aapko UPI SE KUCH transaction karne hai .

To aap jldi hi UPI ka prayog Shuru Kijiye aur 0% charges per Apne khate se paise transfer Kijiye aur apni online shopping kijiye Aur cashback offers ka labh uthaiye.

6-UPI KI KUCH KHAAS BAATE

:-UPI PURI TAREEKE SE MOBILE BASED APPLICATION HAI

:- UPI DOOSRI SABHI ONLINE PAYMENT TRANSFER KE TAREEKO ME SABSE TEJ HAI

:-UPI APPLICATION ME AAPKO APNI BANK DETAILS SAAMNE WALE KE SATH SHARE NHI KRNI PADTI HAI

:- UPI ME AAP EK DIN ME ADHIK SE ADHIK 20 TRANSACTIONS KR SAKTE HAIN HALANKI KUCH BANKS KI TRANSACTION LIMIT JYADA HAI

:- UPI KE AANE SE ONLINE SHOPPING AUR RECHARGE KRNA PAHLE KI TULNA ME SARAL HO GYA HAI LOG AB JYADA ONLUNE TRANSACTION KRNE LAGE HAIN.

:-UPI POORI TARAH SE FREE SERVICE HAI ISKE LIYE AAPKO BANK KO KOI BHI CHARGES NHI DENA HAI .

 

AAPKO POST KAISI LAGI COMMENT SECTION ME JAROOR BTAYE.

Dhanyawaad

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